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Connie WG & Associates









I can save you $5,000-10,000 Guaranteed! On your next purchase... would that be worth 20 minutes of your time? Find out how it's FREE!

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Buy & Sell with Us and We will pay one of your Escrows! Now...
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Testimonials
"I work with the Best"
"I sell to hundred of Realtors, but Connie is the Best!"
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TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Connie WG & Associates are some of The Top Selling Real Estate Experts™
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School Reports
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As soon as we list another home for sale, we'll email you. You'll know first.
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Staging Right to Sell!
"When you only have one chance to make that first impression!"
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Mortgage Calculators
Welcome > Resources > Mortgage Calculators > Buying Points ...

The Best Mortgage Calculators On the Web! 

Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! 

Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. 

The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. 

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 

Will Buying Points Save You Money?

Should you buy points? Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. But each "point" will cost you 1% of your mortgage balance. This calculator helps you determine if you should pay for points, or use the money to increase your down payment. Click on the "View Report" button to review your information.

This Financial Calculator requires a Browser with Java Support



Definitions

Term
Number of years for this mortgage. Most common terms are 15 years and 30 years.

Mortgage amount
Total balance for your mortgage.

Interest rate
Annual interest rate for this mortgage without purchasing any discount points.

Years in home
The number of years you expect to live in this home or the number of years before you refinance your mortgage.

Principal and interest
Monthly principal and interest (PI) for this mortgage.

Points rate
Annual interest rate for this mortgage with discount points.

Points
The number of discount points you need to receive the lower rate. Each point costs 1% of your mortgage amount.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



School Reports in Long Beach, Seal Beach and Huntington Beach, California
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

California Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Long Beach, Seal Beach and Huntington Beach 



Real Estate Tips
Animal House >Buying Bug Free

If your house is a typical one, there is probably some kind of small, leggy creature that makes its home with you. Whether they are termites, fleas, roaches, ants, or spiders, it is a good idea to serve them with an eviction notice before you put your home on the market. If home remedies like ionized boric acid don't work, paying a professional exterminator will be money well spent.

Most standard sales agreements require that a property be inspected before the closing and treated for termite infestation, if necessary. It is a good idea to check for insect problems as soon as you sign a listing agreement, so that they don't become an issue of contention in the sale. Some insects may not physically damage the house, but may reduce its chances of selling for top dollar. Constantly having to push back spider webs while touring the house could seriously undermine a prospective buyer's ability to fully appreciate your home.

See All Tips In The "Animal House" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What classic 1932 movie scene was filmed between 923 and 935 Vendome Street in the Silver Lake district of Los Angeles?

A 
Laurel and Hardy tried to lug a heavy piano up a really long outdoor stairway in "The Music Box."
See More Real Estate Trivia >


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Connie WG & Associates, REALTOR®, real estate agents and broker for Long Beach, Seal Beach and Huntington Beach California home listings, property and land for sale - NUMBER1EXPERT(tm)

Connie W.
WGA Real Estate

3530 Atlantic Ave, Suite #100
Long Beach, CA 90807
Tel: 562-426-4800 (Buyers)
Tel: 562-824-4846 (Sellers)
Fax: 562-426-4811
Main Office: 562-426-4800
For Sellers:Email: Connie@LongBeachHomeFinder.com
For Buyers:Email: Info@LongBeachHomeFinder.com
For Loans: Email: Deanna@LongBeachHomeFinder.com
For Escrow:Email: Escrow@LongBeachHomeFinder.com

Call WGA Real Estate today! Our team of experienced Real Estate professionals will make your transaction smooth and effortless. Whether you are a first time home buyer or selling a multi-million dollar estate, the WGA is the one and only stop for all of your Real Estate needs! If I could save you $5,000-10,000 on your next home purchase would that be worth 20 minutes of your time? Call or email me directly and let's set up a time!

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